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Micromobility is here to stay, and it’s changing how we experience urban life for the better. With Unagi’s membership program, you can enjoy all the benefits of a top-tier electric scooter without the sky-high price of ownership or the inconvenience of ride-sharing.
We’re excited to celebrate Unagi’s 5th Anniversary, and we want you to join the fun! To thank you for your support, we're hosting an exclusive $10,000 Airbnb giveaway. No purchase necessary—just enter for your chance to win! Hurry, the giveaway ends on 10/4/2024!
In today’s fast-paced world, finding an efficient and cost-effective mode of transportation is crucial. E-scooters offer a convenient and eco-friendly way to navigate urban landscapes. Unagi stands out not only for its superior design and performance but also for its affordability and unmatched rental program.
For those who opt for insurance coverage for electric scooter, the cost typically ranges from $75 to $200 annually, and can vary based on several factors.
This article compares two of the best electric scooters in their class, the Segway Ninebot Max G2 and the NIU KQi3 Max, to find out which one is the best for your commuting needs.
We compare two of the best budget electric scooters, the Xiaomi Scooter 4 and the Xiaomi Scooter 4 Pro to determine which is perfect for you.
The question of insurance becomes increasingly important as electric scooters continue to revolutionize urban mobility. Electric scooters currently range from $100 for basic models to over $6,800 for premium versions. Quality daily commuter models, on the other hand, typically cost between $500 to $1,000. These prices make protecting your investment a priority. So, let's dive into everything you need to know about electric scooter insurance costs and why it matters.
Electric scooter theft has become quite rampant in urban areas, with alarming statistics emerging across the country. Recently, major universities have highlighted the severity: the University of Maryland reported over 70 scooter thefts in just a single month, while other institutions have seen theft rates exceeding 15% of deployed fleets monthly.
In San Diego, scooter operators report that thieves target particularly advanced models with sophisticated technology, making premium scooters especially vulnerable. High-end electric scooters are attractive targets for thieves due to their portable nature, significant resale value, and easily dismantled parts.
Thieves use different tactics, from simply lifting an unlocked scooter to more sophisticated approaches like:
What's worse is that the financial impact of theft goes beyond the scooter's initial cost--it also potentially affects future insurance premiums.
Leading manufacturers have implemented various anti-theft features:
These features not only help prevent theft but can also lead to lower insurance premiums, as insurers often offer discounts for enhanced security measures.
Does the US federal law have insurance requirements for electric scooters? No. Electric scooter riders are not required to carry insurance. However, while insurance isn't mandatory, many riders choose to protect themselves and their investment. For those who opt for insurance coverage, the cost typically ranges from $75 to $200 annually, and can vary based on several factors:
Note that the relatively new nature of e-scooter transportation means coverage options are still evolving, and traditional insurers are just beginning to catch up with the market's needs with some covering scooters under motorcycle insurance or moped insurance. Also, unlike car insurance, homeowner's insurance, or life insurance where most big-name insurance providers can set you up with a policy in a matter of minutes, this might not always be the case with e-scooter insurance.
Beyond theft protection, insurance provides crucial coverage for:
The cost of not having insurance can also far exceed annual premiums, especially considering:
E-scooter insurance mainly offers three different types of coverage, each protecting against different risks:
Recent research from UCSF has revealed a concerning trend in e-scooter accidents, with injuries rising dramatically from 8,566 in 2017 to 56,847 in 20220–a 45% increase each year. In addition, hospitalization rates for e-scooter accidents have grown significantly, with over 6,300 hospitalizations recorded in 2022 alone.
These statistics are a stark reminder that e-scooter accidents can result in serious injuries requiring extensive medical care, particularly internal injuries which are more common among e-scooter riders than conventional scooter users.
Most standard insurance policies have limitations with e-scooter accidents. Personal health insurance covers basic medical expenses, but it often leaves significant gaps in coverage. Two specialized types of medical coverage are particularly important:
Medical Payments Coverage (MedPay):
Personal Injury Protection (PIP):
With emergency room visits for e-scooter injuries potentially costing $2,000 to $20,000, these coverage options provide vital financial protection. Also note that your auto insurance policy typically won't extend to e-scooter accidents, making dedicated coverage especially important.
Insurance for shared e-scooter services works differently than personal scooter coverage. Rental companies typically provide basic liability coverage up to $100,000, but their protection comes with significant limitations:
What's usually covered:
Important gaps:
Personal belongings and medical expenses typically excluded
While homeowners' policies may provide some coverage for rented scooters, regular users should consider supplemental insurance for comprehensive protection. Always document the scooter's condition before riding and save your rental agreement details.
Traditional insurance options provide basic coverage, but Unagi's All-Access membership revolutionizes the concept of electric scooter protection. This innovative approach combines the benefits of both damage and theft protection in a comprehensive package.
Unagi's theft protection goes beyond standard insurance coverage:
In traditional scooter ownership, damage to the scooter is often accompanied by lengthy repair times and shipping hassles. Unagi's damage protection is different as it offers:
The All-Access membership is a far better policy compared to traditional scooter insurance for the following reasons:
First, it completely eliminates the need for insurance shopping by providing a built-in comprehensive coverage. This means riders are saved from the hassle of comparing different insurance providers or calculating annual premiums.
The claims process is quite streamlined. You enjoy direct communication with Unagi and a straightforward replacement procedure that does away with complex paperwork.
From a financial perspective, Unagi offers a cost-effective solution through all-inclusive protection. The protection is included in the monthly subscription fee: $79 per month for the Unagi Voyager, and $59 for the Model One Classic. Members, therefore, benefit from predictable monthly costs and don't have to worry about deductibles, making it easier to budget for their electric scooter protection needs.
When considering the right coverage for your e-scooter, evaluate your needs carefully:
For many riders, Unagi's All-Access membership is a great alternative to traditional insurance, offering comprehensive protection while eliminating the complexity and uncertainty often associated with insurance policies.
Traditional electric scooter insurance is easily available at an affordable price, with costs ranging from $75 to $200 annually. But innovative solutions like Unagi's All-Access membership are changing the game. By combining theft and damage protection with a hassle-free replacement policy, Unagi offers peace of mind that goes beyond conventional insurance coverage.
The cost of protection is minimal compared to the potential risks of riding uninsured. Therefore, whether you choose traditional insurance or opt for Unagi's comprehensive membership plan, protecting your electric scooter investment is crucial in today's urban environment.
The Unagi Voyager is the best lightweight electric scooter for adults and teenagers. It is the ultraportable sequel to its predecessor, the Unagi Model One Classic.
If you're wondering whether an electric scooter with a seat is right for you, this is a detailed article that would suit your need.
Understand which personal electric vehicle is best, the choice between an electric bike or electric scooter might already be made for you by some critical factors, including portability and storage capacity.
Our selection of the best electric scooters 2024 spans the fastest e-scooters to the most portable ones, the ones designed for city riding and off-road, the best scooters for rain, budget electric scooters for students, and more powerful ones for skilled riders.
In the U.S., most states don't require a license. For those that do, they usually just ask for a regular driver's license or a learner's permit.
Yes, you can bring an electric scooter on a plane, but it needs to have a lithium battery smaller than 100 watt-hours, which most don't.
Manufacturers advise against riding electric scooters in the rain. The main reasons are: water can fry the electronics, make the ride dangerous, and void your warranty.
The Slack Core 920R is currently the fastest electric scooter in 2024 that you can purchase without the need for pre-order.
Stay current with the latest U.S. electric scooter laws in our 2024 guide. Updated annually since our first comprehensive guide, ensuring you have the most recent state and city regulations to ride responsibly”
The basis and the premise of my work is that we either operate out of love or we operate out of fear...Time is currency. The coolest thing about the scooters is that it's really quick, and it goes uphill. From there, traveling more efficiently and having a good time doing it--I think that's the most important thing.
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